Contents
- Integrating with Affirm
- Affirm basics
- Training materials for Stripe Platform Partners
- Marketing materials
- Industry-specific supplemental materials
- Frequently Asked Questions
Integrating with Affirm
Understanding Your Options
Integrate Affirm into your business's checkout flow with flexibility, as there are several distinct paths you can take. Various integration methods cater to different business needs and technical capabilities. This ensures efficient Affirm implementation.
A common approach is using our platform partners. Integrating through a platform partner simplifies the process. The partner's existing infrastructure handles most technical work. Special considerations for Stripe integrations
Stripe is a key platform partner. Integrations through Stripe have distinct resources and documentation. See more about how to integrate via Stripe.
Affirm basics
Affirm is a Buy Now, Pay Later (BNPL) financial services tool that allows consumers to purchase goods and services with full transparency and no hidden fees associated with traditional loans.
Click here to learn more about How Affirm Works as well as Frequently Asked Questions.
Training materials for Stripe Platform Partners
Whether you're here for your initial onboarding training, providing a refresher to your associates, or simply looking to learn more about using Affirm on Stripe, we've got you covered. See the below recommended training guides.
- eCommerce training
- In-store training
The Affirm Training Hub also offers engaging eLearning, educational videos, and concise one-pagers that cover what Affirm is and how it works.
Marketing materials
Using Affirm on your eCommerce website? Consider adding Stripe’s Payment Method Messaging Element to inform customers about available buy-now-pay-later plans.
Using Affirm on Stripe’s in-store Terminal? Review Affirm’s Marketing Best Practices guide to learn more.
See Affirm’s US Marketing Compliance Guides for more information and click on “Adaptive Checkout,” which includes the Pay in 4 and monthly installments financing program.
If in Canada, please see Canada Marketing Guidelines.
Industry-specific supplemental materials
Some industries have more restrictions when utilizing Affirm than others have. If you are a user in the below industries, please review the below supplemental materials.
- Home Improvement
- Healthcare & elective medical
Frequently Asked Questions
Q: Why should I offer Affirm?
A: Affirm is a Buy Now, Pay Later (BNPL) financial services tool that enables shoppers to purchase products or services with full transparency and with no hidden fees.
Q: Why is Affirm the right option?
A: Flexible payment options help shoppers. They can afford more, access a wider range of products, and are more open to premium purchases. This reduces financial stress, leading to increased satisfaction and loyalty. Shoppers gain more purchasing power, confidently filling their carts with desired products.
Q: What is the transaction limit for your shoppers via Affirm?
A: Affirm supports a wide range of cart sizes, from $50 to $30,000 USD, but the amount the user is approved for will depend on their eligibility and credit worthiness, and a down payment may be required. Affirm offers closed-end consumer loans and does not offer a line of credit products. Each loan will have its own application process.
Q: Can shoppers purchase memberships with Affirm?
A: Yes, however, Affirm does not support recurring payments. The use cases that we support include an annual membership paid over 12-months. We have many partners that enable Affirm for prepaid, annual memberships, however, you can choose whether that makes sense for your business.
Q: What financing programs does Affirm offer?
A: Affirm offers a flexible checkout solution that presents affordable payment options for your shoppers. Shoppers can receive payment terms ranging from four interest-free bi-weekly payments to monthly installments up to 36 months (based on their eligibility) with just a few simple pieces of information.
Buying with Affirm is quick and easy approval is a real-time decision, and returning shoppers just need to sign in to apply. Eligible shoppers are then offered up to three payment options depending on their cart size and credit history.
Q: How do my shoppers access Affirm as a payment option?
A: Whenever shoppers are using your payment solution, they will now have access to Affirm as an option. This is typically available to customers when they are in an app, in-store, or on a website. When products are added to their cart, customers can then select Affirm as their payment method at checkout. Once customers confirm their payment plan, their order will process as usual with Affirm. They will make their payments at affirm.com or in the Affirm app, where they can turn on AutoPay.
Q: Can shoppers finance more than one product?
A: Like a typical order, the shopper will add multiple products to their cart and checkout using Affirm to which they will either be approved or denied depending on Affirm's standards. If they were to make two separate purchases, the same process of application will apply. To learn more about Affirm loan applications, click here.
Q: How do I let my shoppers know about Affirm?
A: We recommend you mention Affirm as a financing option and its value propositions, considering an email campaign with "as low as" (ALA) messaging next to price points to educate clients about this new payment option, and always use Affirm's pre-approved messaging and materials available in their marketing toolkit when discussing Affirm financing with clients. For more information, please refer to the Marketing Compliance Guide, and for any additional questions, contact the Affirm Customer Care Team at helpcenter.affirm.com.
Questions? Feel free to reach out to your Stripe Account Manager.