Scheduled disbursements can be delayed due to a variety of reasons. The most common reasons for delayed disbursements are as follows:
- As soon as you sign up with Affirm, disbursements may be delayed while our Merchant Risk team ensures you are approved through the underwriting process.
- Your banking information needs to be corrected, updated, or added to our system. For more information about updating your bank account information, view this article.
- You have a negative balance due to previous refunds or disputes. A settlement will only be initiated when there’s a positive balance with a particular originating bank. Check more details on settlements and timelines here.
These reasons should only cause a minor delay instead of stopping a disbursement entirely. If you need further help, contact our Merchant Care team using the Business Resource Hub help widget.