Contents
Overview
If you're a Canadian retailer, you'll be able to offer your customers PayBright by Affirm - simple and transparent payment plans that helps them get what they need by paying over time. Partnered with over 9,000 domestic and international retailers, PayBright allows Canadian consumers to pay later in quick and easy installments. After selecting PayBright as a payment method at checkout, shoppers can finalize their transaction in a matter of seconds, and pay for their purchase over time, using payment plans with interest rates as low as 0%.
Having this option available to your customers can really raise your bottom line:
As we mentioned, transparency is important. PayBright by Affirm is structured to be beneficial to all parties involved. Some of the other benefits:
PayBright by Affirm offers two different types of payment plans: Pay in 4, and Pay Monthly. Customers that choose either plan has no impact to their credit score. Learn more about these two plans here.
Learn more about how PayBright by Affirm works here.
Signing Up
Offering PayBright to your customers is a quick process! Fill out our merchant sign-up form and we will contact you right away. Setting PayBright up can be done in a matter of minutes depending on which online platform solution you use.
After following the link, select Enroll now ->. You'll then see the contact form below.
Once you fill it out and submit it, we'll have one of our sales representatives reach out to you with more information!
Frequently Asked Questions
Q: How long does it take to get my business set up with PayBright?
A: Offering PayBright to your customers is a quick process! Fill out our merchant sign-up form and we will contact you right away. Setting PayBright up can be done in a matter of minutes depending on which online platform solution you use.
Q: What does it cost for my business to use PayBright?
A: It costs nothing to sign up and start offering PayBright financing to customers! There is a cost to you on a per-transaction basis only if you choose to offer a promotional interest plan to your customers, such as 0% or low-interest financing.
Q: Is there a monthly fee for maintaining a partnership with PayBright?
A: There is no fixed monthly or annual fee for offering PayBright as a payment option to your customers. You only pay a fee per transaction when you offer 0% or low-interest financing plans for your customers. Fees are charged on a per-transaction basis so you don’t have to worry about fixed costs.
Q: Can I use PayBright if my store prices are in USD? What if my bank account is in USD?
A: If you sell products in USD, we'll do the conversion for you so that your Canadian customers can still purchase in CAD. And if your bank account is in USD? No problem! We'll settle your funds in USD.
Q: Is there a minimum number of transactions that we need to process to continue being a partner of PayBright?
A: There is no minimum number of transactions that you need to process in order to offer PayBright as a payment solution to your customers. It’s that simple!
Q: Is there any credit risk to me as a merchant?
A: Nope, there's no credit risk to you as a merchant. PayBright bears all of the risk!