0% APR financing is a powerful marketing tool for your site. Instead of offering a loan at the standard 10%-32% APR, you may be able to offer qualified customers a 0% APR loan with no hidden fees or charges. 0% APR financing can be implemented for a limited time or indefinitely.
Examples below are typical of a mobile checkout experience:
Request a 0% APR financing program
If you are looking to add a new 0% APR plan to your merchant agreement, we’ll be happy to review your account and discuss other programs that might meet your needs.
To help us find the best options, email us at csm@affirm.com and include any details on what you’d like to offer to your customers.
If you are looking to switch to an existing 0% APR Program that you already have contracted in your merchant agreement please answer the following questions :
- Which program would you like to switch to?
- When would you like to start running the new program?
- When would you like this program to end? Or would you like to run it indefinitely?
Once you confirm the above details, we’ll initiate the change process.
Note, that the timeline to change financing programs is approximately 3-5 business days. This timeline can increase based on demand, so we recommend merchants send in their requests at least one week prior to the intended start date.
Select merchants can activate 0% APR financing programs directly from the Merchant Portal Dashboard. After logging in, select the financing program tab to review current financing programs and other pricing programs available powered by Affirm’s Adaptive CheckoutTM technology. Once a merchant reviews their pricing selection and completes the appropriate documentation, the change is complete.
Update Affirm promotional messaging
If you have not already done so, upgrade your Affirm promotional messaging to use data-page-type. The data-page-type attribute allows you to customize messaging without development work. Once you have added it to your promotional messaging and after Affirm approves your program request, our Merchant Care team will enable the 0% API program via data-page-type.
For example, "Pay over 3, 6, 12 months with rates from 10-32% APR" will read, "Pay over 3, 6, 12 months with rates from 0% APR or 10%-32% APR." Learn more about upgrading your Affirm promotional messaging.
Select merchants can activate time-based 0% APR promotions directly from the Merchant Portal Dashboard. After logging in, merchants can access the Promotional Financing tab to schedule a promotion and review the terms for the promotional period.
Marketing assets
For our 0% APR financing assets, follow this link.