Currently, the standard purchase limit across all of Affirm’s services is $30,000 USD.
These are the conditions for purchases reaching the limit:
- The highest cart allowable is $30,000 USD. Affirm will finance up to $20,000 USD for qualified applicants, and the customer would then be responsible for the remaining $10,000 USD with a downpayment.
- For any purchase over $30,000, Affirm won’t be available as a payment option.
- The lowest purchase amount available or cart floor for all Affirm purchases is $50 USD, as in, Affirm won’t be available as a payment method for carts less than $50 USD.
- You can set a higher cart floor when integrating with Affirm.
If you want to change your cart floor or need further help, contact our Merchant Care team using the Business Resource Hub help widget and provide your current purchase limit and what you would like to change it to.